Let’s talk money. I recently checked my bank statement and it is not where I would like it to be. I have enough in my savings and a steady income coming in to help cover my bills. Like most post grad lifers we have a lot of bills (student loan ugh) that we need to pay. My goal after graduating was to become financially independent and start taking on a bigger responsibility when it comes to my life. I bought a car in my name, pay my own car insurance and Nelnet will be the most consistent thing in my life for the next decade! What was I thinking?? I see more money coming out of my checking account than I would like. While balancing my checkbook (LOL who am I?!) I decided I needed to start budgeting better.
I love sales. I am really good at getting pretty things on sale and love to swipe my AmEx. For the next few months I am going to try to keep my AmEx in my wallet to collect some dust. When I see clearance or sale I need to just see what is there. It is not just with clothes or things but when I go food shopping as well. In my house I do the food shopping so I usually end up with tons of things I do not need in my cart.
No more browsing, it only allows you to pick up unnecessary things
Make a list before you shop, know what you are going out to buy first
Coupons, coupons, coupons!
Think of where and how you will use it before you buy
If you buy it, where will you put it
Try to think of at least five times you will use it
Just because it is the worlds greatest find, does not mean you need it